How to Get a Replacement Car Key
The loss of a car key could be a traumatic experience. It can also be expensive depending on the model you have.
The most efficient way to obtain an exchange is to contact an auto locksmith. This is typically a less expensive and faster option than calling the roadside assistance or a dealership.
Cost
In the past lost your car keys was not a big issue. You could go to the local hardware store and purchase a new key. Fortunately, today, the process is much more complicated and costly. The reason is because cars are becoming more technologically advanced, which means their keys are too. While this could make keys more secure against theft but they also make them more expensive to replace.
The cost to replace the lost car key will differ based on the model, year and make of your vehicle. Many modern cars come with key fobs that have a transponder chip in them to protect against theft. These chips need to be paired with your vehicle, which typically requires a locksmith or dealer. The cost of this service may depend on the kind of vehicle you own however, it could be up to $200.
Certain modern vehicles also have a keys that are laser-cut and must be programmed with a specific machine only found at auto dealerships and specialist locksmiths. The cost of a key for this type of lock can be up to $100.
Another factor that will affect the cost of losing a key is where you live. You will likely have to pay more if you live in a remote area because the locksmith and tow truck have to travel far to reach you. Additionally, a locksmith may be charged extra for holiday, after hours, and weekends.
You can reduce the cost of replacing a lost car key by keeping a spare key at the house or in your wallet. You should also keep your car's title or registration documents, as they will be required to prove that you're the owner of the vehicle should you have to contact the dealership for an exchange key. You can also call your roadside service for assistance. They may be able provide you with temporary replacements, based on their conditions and terms.
Time
The loss of your car keys can be a hassle, but you shouldn't panic. Take a moment to search for your keys in easy places, such as your purse or pocket. Then, walk back through your day and try to remember the places you may have left the keys. This will help you remember if lost them or if they're still in your car. If you're not able to locate your car keys, it may be time to get an alternative.
The majority of modern vehicles come with a remote key fob that utilizes a code to unlock and start the car. This kind of key has to be reprogrammed to work with the specific vehicle you own, and this is usually a job that requires a professional. Contact an auto locksmith and provide evidence of ownership.
The old-fashioned metal keys are easier to replace than remote fobs for keys. They function completely mechanically and aren't difficult to duplicate, so locksmiths in your area can give you a new one on the spot if you've lost one. The locksmith can also duplicate your ignition cylinder however, this comes at a cost. However, if you want to backup the keys to your old car, you can go to a hardware store specializing in automobiles and have copies of them quickly and inexpensively.
If your car keys are starting to look worn out, you should consider replacing them. The use of keys over time can wear down the teeth on the keys and this could cause it to be difficult to align them properly. If the key begins to stick in the lock, it's a sign that it is time to replace it.
The dealer may have to program the key if you own a newer model or a luxury car. This is a complex job that is costly and take a considerable amount of time to complete. Based on the model of your car, you may be able to have the procedure covered by your warranty or car insurance.
The availability
Even if you drive good, you may lose your keys. This could be a huge hassle especially at the worst time like when you're at the grocery store or gas station and want to return home. There are many ways to replace the key that was lost. You can contact your insurance provider or find a locksmith in your area or contact roadside assistance.
First, you'll need to determine the kind of key you have. It is important to understand that different cars use different keys. Some keys are old-fashioned, and only lock with the key cylinder. Others include an electronic chip that communicates with the vehicle to unlock doors and start the car. Certain keys can be easily replaced by an auto-locksmith while others may require you to visit a dealership for a replacement from the manufacturer.
You should first read the manual, or contact the dealer for instructions on how you can program the key for your vehicle. You'll need proof of ownership, and you may require waiting a few days for the dealer to order your replacement. This method will also require that you take your vehicle to a locksmith, or another service provider, to have it programmed. auto key replacements isn't the best choice for those with limited mobility or strict schedules.
The process is a lot easier if you have a spare. You can purchase a replacement car key online for a reasonable price based on the model of your vehicle. If your keys have an electronic transponder or key fob, you'll need to consult a licensed expert in order to program and replace them. Depending on the make and model, you may need to take it by the dealer or pay a locksmith to replace the key.
Another method of getting an updated car key is using a bluetooth tracker. These small devices attach to your keyring and emit a signature that can be read by a smartphone with an app installed. The app will then inform you the location of the key, so you can find it whenever you need to.
Insurance
Car insurance typically does not cover the cost of lost keys. However, there are exceptions. Some of the best insurance companies, that are committed to customer satisfaction, provide additional insurance for things such as keys that are lost. It's usually an additional cost, but could be less expensive than paying out from pocket for key replacement costs.
Whether or not car insurance covers lost keys depends on the specific policy and deductible. Metal keys are generally easy to replace, but those with an electronic fob or smart key is more difficult. These keys are laser-cut, and use chips that transmit an electronic signal to the vehicle, meaning they're a lot more difficult to replace than traditional mechanical keys. Additionally, these types of keys are more expensive since you'll need to pay for a locksmith as well as the cost of the new key.
If you're looking to save money on a key replacement, consider using an auto club or roadside assistance. These companies may offer locksmiths discounted rates and even pay the cost of the new key. Some of these companies also offer emergency lockout services which are useful when you're in a hurry and need to get back on the road.
You can also contact your dealership to inquire if they can assist. Many dealerships have locksmiths on staff, and they might be able to create a new key for an affordable price. If the dealer must purchase a new key for the model you have it could take a few days. No matter which method you choose, be sure to keep all receipts and documents to submit a claim to the insurance company of your car if necessary.
Although it's not a pleasant experience, losing your car keys could happen to anyone. However, there are strategies to avoid costly consequences. While the cheapest and fastest method to replace lost keys to your car is to contact locksmiths in your area but it is crucial to weigh the financial advantages against the time and the possibility of deductible payments prior to making a claim with your insurance company.